Estate Design & Integrated Insurance Planning

A well-designed estate plan that aligns with the client’s value system can become the receptacle that captures the long-term financial vision for an affluent individual and their family. At the heart of the plan is the focus on the tax efficiency of the wealth transfer, but properly done, there is a close integration with the lifestyle distribution planning, asset protection and a well coordinated insurance plan. This synergy can have powerful living benefits along with great economic leverage when passed on to the next generation. A well-orchestrated estate design, an effective distribution plan and a coordinated insurance management plan can yield results that far exceed these potential elements when done in isolation.